---
title: Top Payment Gateway in Belgium That Your Business Needs to Know
description: Looking to expand your business in the Belgium market? Don't miss out on the power of a robust payment gateway. In this blog, we explore the landscape of payment solutions in Belgium, and provide a comprehensive guide to help you choose the best payment gateway for your business.
image: https://inai.io/hubfs/Header%20-%20Top%20Payment%20Gateway%20in%20Belgium%20(1)%20(1).png
---

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[Payment Gateways](https://inai.io/blog/tag/payment-gateways), [Payments](https://inai.io/blog/tag/payments)  Apr 10, 2023

# Top Payment Gateway in Belgium That Your Business Needs to Know

![Top Payment Gateway in Belgium That Your Business Needs to Know](https://inai.io/hubfs/Header%20-%20Top%20Payment%20Gateway%20in%20Belgium%20(1)%20(1).png)

Over the past couple of years, especially after the pandemic, the eCommerce industry in Belgium has seen massive growth (eCommerce revenue is expected to touch [$12.46 billion by the end of 2023](https://www.statista.com/outlook/dmo/ecommerce/belgium#:~:text=Revenue%20in%20the%20eCommerce%20market,US%2419.10bn%20by%202027.).). Because of this, more and more individuals have started shopping online and are shifting towards modern or contactless payments such as via cards or mobile instead of cash.

This growth in the eCommerce industry is also impacting the payment landscape in Belgium for good. Digital payment solutions are popping up, making payments easier for customers. You need to adopt the best possible payment solutions to expand your business in Belgium and get a competitive advantage. And we got you covered.

This blog lists the top 10 payment gateways in Belgium that merchants can rely on. You’ll also find a short guide to help you choose the best payment gateway. 

## **Criteria To Look Out for Payment Gateways in Belgium**

Here’s what you need to consider while looking for a payment gateway in Belgium:

### **1. Security**

Security is crucial for your payment gateway. If your payment gateway isn’t secure enough, you or your customers might become victims of online fraud, which can taint your business’ reputation. So, look for a secure payment gateway. Here’s what you need to check:   
    
- If your payment gateway is PCI DSS compliant.   
- If your payment gateway has a fraud prevention system in place.   
- If your payment gateway has implemented the latest security protocols.  
- How does your payment gateway handle an instance of fraud?

### **2. Supported Currencies**

 Take your business to the global stage by selecting a payment gateway supporting multiple currencies. Doing so not only meets current needs in Belgium but allows for future growth without needing to switch services down the road - all while making currency information convenient and accessible on their website.

### **3. Payment Methods**

 Consumers are very particular about payment methods. If you offer/support all the payment methods that are locally available and popular, you’ll notice a decent jump in sales. And not being able to do so could plummet your sales as well. So, look for a payment gateway that supports the maximum number of local and global payment methods.

### **4. Market Integrations**

 Integrating existing software into your payment gateway can be a game-changer for productivity. Streamlined processes, improved customer experience, and time saved on tedious tasks; are all benefits of secure yet powerful market integrations that promote maximum efficiency. Check if the right apps work with your chosen payment provider - it could make all the difference!

So, look for a payment gateway that seamlessly integrates with all the tools in your tech stack.

### **5. Pricing and other Fees**

 Another major factor to consider before choosing a payment gateway in Belgium is pricing. After all, what use is a payment gateway if the pricing is eating into your profits? So, check how much transaction fees, monthly fees, maintenance fees, chargeback fees, refund fees, and other types of fees they charge.

### **6. Reliability**

 Lastly, consider reliability. A payment gateway is monumental for your online business. And if it’s unreliable, you won’t be able to accept, process, or manage payments, which you cannot let happen. Here’s how you can ensure your payment gateway is reliable:

- Check how good their customer support is.
- Check their traction approval rate.
- Talk to previous customers.
- Check for customer testimonials or reviews.

## **Top Payment Gateway in Belgium** **[![Top Payment Gateway in Belgium (1)](https://inai.io/hs-fs/hubfs/Top%20Payment%20Gateway%20in%20Belgium%20(1).png?width=591&height=826&name=Top%20Payment%20Gateway%20in%20Belgium%20(1).png)](https://inai.io/integrations)**

### **1. 2checkout \[Verifone\]**

First on our list is [2Checkout](https://www.2checkout.com/global-payments/), a reliable payment gateway from Verifone, using which you cannot only process payments in Belgium but globally. Also, it offers your customers a localized buying experience, which positively impacts sales. Here are the primary features that 2checkout offers:

**Pricing** **and Other Fees:**

- Setup
- Fee: Free
- Annual Fee: None
- Monthly Fee: None
- Charges on Refunds: Information Available on request
- Commission per transaction: 3.5% + $0.35

**Accepted** **Payment Methods:**

- Credit/Debit Cards: Cards from Bancontact, JCB, Discover, American Express, Diners Club, Visa, PO, Skrill, and MasterCard are supported.
- Other methods: Digital wallets, such as Skrill, and PayPal, are supported.

**Supported** **Currencies:** It supports +100 currencies.

**Approvals** **and Onboarding Time:** Information Available on request.

**eCommerce** **Platform Integration:** Offers integration with major eCommerce and CRM platforms such as:

- Magento
- BigCommerce
- WooCommerce

### **2. Braintree**

[Braintree](https://www.braintreepayments.com/be/features/global) is a global payments service by PayPal that allows merchants to accept, process, settle and manage payments from across the globe using a single integration. It also comes with fraud protection and is easy to integrate. Here are the primary features that Braintree offers:

**Pricing** **and Other Fees:**

- Setup Fee: Free
- Annual Fee: None
- Monthly Fee: None
- Charges on Refunds: Information Available on request
- Commission per transaction: 1,9% + €0,30

**Accepted** **Payment Methods:**

- Credit/Debit Cards: Cards from JCB, Discover, Bancontact, Diners Club, Visa, PO, Skrill, American Express, and MasterCard are supported.
- Other methods: ACH, ideal, and Digital wallets, such as PayPal, Venmo, Apple Pay, Google Pay, and more.

**Supported** **Currencies:** It supports 135+ currencies.

**Approvals** **and Onboarding Time:** Information Available on request.

**eCommerce** **Platform Integration:** Offers integration with major eCommerce and CRM platforms such as:

- 3dcart
- Salesforce
- SAP
- BigCommerce
- WooCommerce

### **3. Rebilly**

[Rebilly](https://www.rebilly.com/gateways) is a payment aggregation platform that supports 100+ payment gateways and dozens of payment methods available across the globe. It helps merchants accept and manage payments and routes them through the most favorable gateway. Here are the primary features that Rebilly offers:

**Pricing and Other Fees:**

- Setup Fee: Free
- Annual Fee: None
- Monthly fee: $15 or $125 per month.
- Charges on Refunds: Information Available on request
- Commission per transaction: $0 (always free)

**Accepted** **Payment Methods:**

- Credit/Debit Cards: Cards from Bancontact, JCB, Discover, American Express, Diners Club, Visa, PO, Skrill, and MasterCard are supported.
- Other methods: ACH, ideal, and Digital wallets, such as Apple Pay, PayPal, Venmo, Google Pay, and more.

**Supported** **Currencies:** It supports all major currencies.

**Approvals** **and Onboarding Time:** Information Available on request

**eCommerce** **Platform Integration:** Offers integration with major eCommerce and CRM platforms.

### **4. Ingenico Payment Services (Formerly Ogone)**

Formerly Ogone, [Ingenico Payment Services](https://docs.spreedly.com/payment-gateways/ogone/) is a PPaaS or payment platform as a service that allows merchants to manage and accept online payments. It’s presently boarding customers from France, Belgium, Germany, Netherlands, Austria, and Switzerland. Here are the primary features that Ingenico Payment Services offers:

**Pricing and Other Fees:**

- Setup Fee: Free
- Annual Fee: None
- Monthly Fee: None
- Charges on Refunds: Information Available on request
- Commission per transaction: Information Available on request

**Accepted** **Payment Methods:**

- Credit/Debit Cards: Major cards, such asAmerican Express, JCB, Mastercard, and Visa, are supported.        
- Other methods: Bancontact, Paypal, Ideal, Klarna, Direct debits, Sofort banking, Paylib, Limonetik, Riverty, Masterpass, Cielo Installments, Alpha Card, Przelewy24, and Intersolve.

**Supported** **Currencies:** It supports over 150 currencies globally.

**Approvals** **and Onboarding Time:** Information Available on request.

**eCommerce** **Platform Integration:** Offers integration with major eCommerce and CRM platforms.

### **5. MONEI**

[MONEI](https://monei.com/) is another reliable payment gateway popular among businesses in Europe. It offers a host of different payment methods and supports numerous currencies allowing businesses to expand globally. Here are the primary features that MONEI offers:

**Pricing and Other Fees:**

- Setup Fee: Free
- Annual Fee: None
- Monthly Fee: None
- Daily fee: €0.10 
- Charges on Refunds: €17.00 Per Chargeback
- Commission per transaction: 0.15% to 1.19% + €0.24

**Accepted** **Payment Methods:**

- Credit/Debit Cards: Major cards such asJCB, Mastercard, Diners Club, Discover, and Visa are supported.        
- Other methods: SEPA, ideal, Trustly, Bancontact, and payment wallets such as PayPal, Google Pay, Apple Pay, installment payments via Klarna, and more.

**Supported** **Currencies:** It supports all major currencies.

**Approvals** **and Onboarding Time:** Information Available on request.

**eCommerce** **Platform Integration:** Offers integration with major eCommerce and CRM platforms such as:

- Shopify
- Magento
- Spreedly
- Wix
- PrestaShop

### **6. Stripe**

[Stripe](https://stripe.com/en-de) is an ideal payment gateway for businesses of all sizes within Europe or globally. Whether you’re a startup or an enterprise, you can rely on Stripe. It offers numerous modern features and supports a vast number of currencies and payment methods. Here are the primary features that Stripe offers:

**Pricing** **and Other Fees:**

- Setup Fee: None
- Annual Fee: None
- Monthly Fee: None
- Charges on Refunds: Information Available on request
- Commission per transaction: 1.4% + €0.25 for European Economic
- Area cards and 2.9% + €0.25 for international cards. 

**Accepted** **Payment Methods:**

- Credit/Debit Cards: Credit cards from Discover, MasterCard, American Express, JCB, Diners Club, PO, Visa, Skrill, and SEPA Debit cards are supported. 
- Other methods: Other methods include iDEAL, and Alipay.

**Supported** **Currencies:** It supports over 135 currencies.

**Approvals** **and Onboarding** **Time:** Information Available on request.

**eCommerce** **Platform** **Integration:** Offers integration with major eCommerce and CRM platforms such as:

- Shopify
- NetSuite
- WooCommerce

Also Checkout -[Top 12 Payment Gateways in France that your Business Need to Know](https://inai.io/blog/top-12-payment-gateways-in-france)

### **7. Authorize.net**

[Authorize.net](https://www.authorize.net/en-us/payments/ecommerce.html) is an easy-to-integrate payment gateway that allows merchants to accept all sorts of payment methods, from traditional to APMs. Also, it’s customizable and easy to use. Here are the primary features that Authorize.net offers:

**Pricing and Other Fees:**

- Setup Fee: None
- Annual Fee: None
- Monthly fee: $25
- Charges on Refunds: Information Available on request
- Commission per transaction: 2.9% + 30¢

**Accepted Payment Methods: **

- Credit/Debit Cards: All major debit and credit cards such as Visa, MasterCard, Discover, American Express, and more are accepted.
- Other methods: Echeck and Digital wallets such as Apple Pay and PayPal are accepted. 

**Supported Currencies:** It supports all major currencies.

**Approvals** **and Onboarding Time:** Information Available on request.

**eCommerce** **Platform Integration:** Offers integration with a range of eCommerce platforms, including:

- BigCommerce
- WooCommerce
- Magento

### **8. Cybersource**

[Cybersource](https://www.cybersource.com/en/) is a flexible eCommerce payment solution that allows merchants to accept and process payments securely. It comes with 260+ fraud detectors which make the transactions more secure and reliable. Here are the primary features that Cybersource offers:

**Pricing** **and Other Fees:**

- Setup Fee: None 
- Annual Fee: None
- Monthly Fee: None
- Charges on Refunds: Information Available on request
- Commission per transaction: Information Available on request

**Accepted** **Payment Methods: **

- Credit/Debit Cards: All major debit and credit cards, such as Visa, Discover, American Express, MasterCard, and more are accepted.
- Other methods: Online bank transfers, Direct debits, BNPL, and digital wallets such as Google Pay, Samsung Pay, and Apple Pay are supported.

**Supported** **Currencies:** It supports 50+ currencies.

**Approvals** **and Onboarding** **Time:** Information Available on request.

**eCommerce** **Platform** **Integration:** Offers integration with a range of eCommerce platforms, including:

- SAP
- Intershop
- Salesforce Commerce Cloud

### **9. Adyen**

[Adyen](https://www.adyen.com/online-payments) is a popular payment solution in Belgium that accepts all popular payment methods.

Merchants can customize the checkout experience using Adyen and increase conversions. Also, Adyen is secure and easy to integrate. Here are the primary features this payment gateway offers:

**Pricing** **and Other Fees:**

- Setup Fee: None
- Annual Fee: None
- Monthly Fee: None
- Charges on Refunds: Varies with the payment method used.
- Commission per transaction: €0.10 per transaction + payment
- method fee. 

**Accepted** **Payment Methods:**

- Credit/Debit Cards: BACS Direct Debit, American Express, JCB, Diners Club, Discover, giro card, and several other credit/debit card\\ brands are supported. 
- Other methods: Other methods include GoPay, Google Pay, GrabPay, Alipay, Affirm, and more.

**Supported** **Currencies:** It supports all major currencies.

**Approvals** **and Onboarding** **Time:** Information Available on request.

**eCommerce** **Platform** **Integration:** Offers integration with major eCommerce and CRM platforms, including:

- WooCommerce
- Big Commerce
- Vue Storefront
- Microsoft 365

### 10. BlueSnap

[BlueSnap](https://home.bluesnap.com/) is a major online payment orchestration platform that can help you improve authorization rates, reduce cart abandonment and reduce technical debt. It’s secure, PCI-DSS compliant, and supports all traditional and several alternative payment methods. Here are

the primary features that BlueSnap offers:

**Pricing** **and Other Fees:**

- Setup Fee: None 
- Annual Fee: None
- Monthly Fee: None
- Charges on Refunds: Information Available on request
- Commission per transaction: 1.4% + €0.25 for every successful
- Card Transaction

**Accepted** **Payment Methods:** It supports 300+ payment methods.

- Credit/Debit Cards: All major debit and credit cards, such as Visa, MasterCard, Discover, Diner’s Club, and JCB Discover are supported.
- Other methods: Payment methods such as SEPA, Google Pay, PayPal, Visa Checkout, Masterpass, Apple Pay, etc., are also supported. 

**Supported** **Currencies:** It supports over 100 currencies.

**Approvals** **and Onboarding** **Time:** Information Available on request.

**eCommerce** **Platform** **Integration:** Offers integration with a range of eCommerce platforms, including:

- Magento
- WooCommerce
- BigCommerce

## **Local Payment Gateways and the Rising Complexities for the Businesses?**

While local payment gateways offer all the local payment methods in a particular location and serve the purpose, they can sometimes be limiting.

For instance, you’ll be able to offer only a limited number of payment methods and currencies to your customers, making it impossible for you to expand. Moreover, such payment gateways hardly follow the best security protocols. In addition, local payment gateways are unreliable and often face outages that can impact your operations. But what should businesses do to deal with these issues? That’s when inai comes in.

## How Can Inai Help You Integrate Multiple Payment Gateways in Belgium?

inai is a reliable [payment aggregation platform](https://inai.io/revenue-optimization) that can help you integrate 30+ local and global payment gateways and offer 300+ payment methods to your customers. This way, you can expand your business to whatever location you like. 

Also, using inai, you can route each transaction based on transaction approval rate, transaction fee, etc., to ensure maximum profits and seamless transactions. This feature is beneficial when a payment gateway you rely on suddenly shuts down or faces downtime. You can easily switch to a different payment gateway and process payments like normal. To know more about how inai functions, [book a demo now](https://inai.io/free-trial).

[![Expand your business with inai](https://inai.io/hs-fs/hubfs/CTA%20(9)%20(1)-1.png?width=4068&height=1080&name=CTA%20(9)%20(1)-1.png)](https://inai.io/demo)

 

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