---
title: Top 12 Payment Gateways in Hungary That You Need To Know
description: Looking to expand your business in Hungary? Don't miss out on the power of a robust payment gateway. In this blog, we explore the landscape of payment solutions in Hungary, and provide a comprehensive guide to help you choose the best payment gateway for your business.
image: https://inai.io/hubfs/Header%20-%20Top%2012%20Payment%20Gateways%20in%20Hungary.png
---

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[Payment Gateways](https://inai.io/blog/tag/payment-gateways)  May 1, 2023

# Top 12 Payment Gateways in Hungary That You Need To Know

![Top 12 Payment Gateways in Hungary That You Need To Know](https://inai.io/hubfs/Header%20-%20Top%2012%20Payment%20Gateways%20in%20Hungary.png)

Payment gateways form the backbone of the online industry, and there is a lot of scopes for payment providers to associate with some of the best brands in the market to boost their business.

Online service providers must link payment gateways with their online platforms to ensure customers can make seamless payments via their preferred payment methods. 

## **Payment Solution Landscape in Hungary **

In 2021, Hungary saw a whopping [cost savings of $39 million for businesses](https://www.mondaq.com/technology/935350/fintech-comparative-guide) and consumers. This achievement unlocked $153 million of additional economic output. The European nation is set to take up its real-time transactions to 471 million by 2026. 

Hungary, as a country, benefits the most from real-time payments. Despite the successes, the scope of fintech is limited, despite the introduction of specific regimes to govern these service providers. 

As a result of the pandemic, the wholesale and retail sectors are the worst hit. Despite the crisis, contactless payment models have become the way of the future, enhancing the need for POS terminals to accept payments digitally. 

Post-pandemic, the rise of online shoppers increased and [reached 74.3% currently](https://www.mordorintelligence.com/industry-reports/hungary-pos-terminal-market). 

## **Criteria to Look Out for Payment Gateways in Hungary**

Payment gateway selection is not a one-time process, as it involves the review of multiple criteria. As a business owner, you need to take some necessary considerations before shortlisting a payment solution provider. Here are some factors you can consider: 

### **Reliability**

You should always consider a reliable payment service provider for financial matters. After all, when dealing with financial transactions, it's essential to trust your payment channel and ensure your payments are safe and secure. 

### **Supported Currencies**

As a payment gateway, the most crucial element is to ensure all your transaction currencies are covered beforehand. For example, if your transactions are in Euro, does your payment gateway support the currency wholly?

### **Payment Options**

Another relevant criterion is around payment options. Can you split your payments between vendors? How can you receive and pay your vendors on time? What are the payment options and terms offered by your gateway? These are some of the questions you can ask your provider. 

### **Market Integrations**

It's a time of technology boost, and new integrations are available regularly. As an e-commerce business/online business, you must be ready to integrate quickly with new markets. Can your payment provider be proactive and provide the support you need to make the integrations seamless? 

### **Security**

Since payment gateways handle financial transactions, they must offer plenty of security to end customers and merchants alike. This way, as more and more layers of security are added to safeguard financial transactions, an ongoing trust factor kicks in. 

### **Pricing and Other Fees**

Finally, it's all about the pricing and fees the service provider charges to facilitate online transactions. Payment gateways charge a conversion fee, transaction fee, and many other charges, which you need to scope while shortlisting a suitable provider.

## **Best Payment Gateways in Hungary  ![Top 12 Payment Gateways in Hungary ](https://inai.io/hs-fs/hubfs/Top%2012%20Payment%20Gateways%20in%20Hungary%20(1).png?width=2500&height=3970&name=Top%2012%20Payment%20Gateways%20in%20Hungary%20(1).png)**

### **1. 2Checkout**

2Checkout, with its presence in 211 countries, has rapidly emerged as a renowned global brand. It offers end customers various services, including PCI compliance, multi-lingual support, and multi-currency access.

**Pricing and Other Fees:**

**Setup fee:** Free

**Annual Fee:** None

**Monthly fee:** None

**Charges on refunds:** Information Available on request

**Commission per transaction:** 

There are three payment plans you can choose based on the following:

- **2Checkout 2 SELL:** 3.5% + $0.35 per successful sale.
- **2Checkout 2 SUBSCRIBE:** 4.5% + $0.45 per successful sale.
- **Checkout 2 MONETIZE:** 6% + $0.60 per successful sale. 

**Accepted Payment Methods:**

- **Credit/Debit cards:** American Express, Discover, JCB, MasterCard, Neteller, PayPal, PO, Skrill, and Visa.
- **Other accepted payments:** Apple Pay, Google Pay, AliPay, and OPay.

**Supported Currencies:** 87 major currencies.

**Approvals and Onboarding Time:** Information Available on request

**eCommerce Platform Integration:** All major e-commerce platforms.

Good Read: [What is the difference between 2D and 3D payment gateway?](https://inai.io/blog/difference-between-2d-and-3d-payment-gateway)

### 2. Braintr**ee**

Braintree revolutionizes the way you can accept payments for your business online. You can use your apps and websites to create a bridge between your customers and merchants.

**Pricing and Other Fees:**

**Setup fee:** Free

**Annual Fee:** None

**Monthly fee:** None

**Charges on refunds:** No extra charges.

**Commission per transaction**: 

- **Cards and wallets**: 2.59% + $0.49 per transaction.
- **PayPal:** The transaction cost is subject to the terms of your account.
- **Venmo:** 3.49% + $0.49 per transaction.
- **ACH Direct Debit:** 0.75% per transaction.

**Accepted Payment Methods:**

- **Credit/Debit cards:** Visa, MasterCard, American Express, Maestro, Diners, Discover, JCB, and UnionPay
- **Other accepted payments:** Apple Pay, Google Pay, Venmo, Bancontact, BLIK, iDeal, eps, GiroPay, MyBank, Trustly, Sofort, P24, and PayPal. 

**Supported Currencies:** 45 currencies.

**Approvals and Onboarding Time:** Immediate use after approval; there might be some exceptional cases where the usage time is higher. 

**eCommerce Platform Integration:** All major platforms

### **3. Checkout.com**

Checkout.com is a payment service provider brand that offers digital payments to set up global businesses. It allows you to scale up and down as per your business needs while offering modular technology to manage risk and fraud efficiently.

Some additional benefits include:

1. An open and a flexible platform
2. Transparent fee structure
3. Local market expertise to solve complex challenges

**Pricing and Other Fees:**

**Setup fee:** Free

**Annual Fee:** None

**Monthly fee:** None

**Charges on refunds:** Information Available on request

**Commission per transaction**: 

- 0.95% plus $0.20 for European cards 
- 2.90% plus $0.20 for non-European cards

**Accepted Payment Methods:**

- ** Credit/Debit cards:** Visa and MasterCard
- ** Other accepted payments:** Apple Pay, PayPal, and Alipay.

**Supported Currencies:** All major currencies are supported by Checkout.

**Approvals and Onboarding Time:** Information Available on request

**eCommerce Platform Integration:** 

-         Astound Commerce
-         WooCommerce
-         5874
-         Shopify
-         Cabiri

### **4. Authorize.net**

Authorize.net, a popular payment gateway, enables businesses to accept credit card and electronic payments via their website and over an IP connection. Customers can enter their payment details directly without an existing account using Authorize.net. 

**Pricing and Other Fees:**

**Setup fee:** Free

**Annual Fee:** None

**Monthly fee:** $25 

**Charges on refunds: **Information Available on request

**Commission per transaction:** 2.9% + 30¢ (all-in-one option);  10¢ (payment gateway only)

**Accepted Payment Methods:**

- **Credit/Debit cards:** Visa and MasterCard
- **Other accepted payments:** Discover, American Express, JCB, PayPal, Apple Pay, and eCheck

**Supported Currencies:** USD, CAD, CHF, DKK, EUR, GBP, NOK, PLN, SEK, AUD, NZD, USD

**Approvals and Onboarding Time:** 2 business days

**eCommerce Platform Integration:** Magento, Moolah, eBay, SurveyMonkey, and Shopify.

### **5. Rapyd**

Rapyd's API allows businesses to add payment systems to any website or application. With Rapyd Collect, a platform for international payment processing, you can accept cards and various local payment options in more than 100 nations. 

Rapyd’s flexible REST API, cloud-based infrastructure, and microservices design let businesses scale quickly compared to other payment systems.

**Pricing and Other Fees:**

**Setup fee:** Free

**Annual Fee:** None

**Monthly fee:** None

**Charges on refunds:** $25.00

**Commission per transaction:** European Cards- 0.25 EUR; All types (including non-European Cards)- 0.30 EUR; Domestic Cards- 0.10 GBP; European Cards- 0.10 GBP; All types (including non-European Cards)- 0.10 GBP; European Cards- 15 ISK; International Cards- 15 ISK 

**Accepted Payment Methods:**

- **Credit/Debit cards:** Visa and MasterCard (Card Payments, Card Payment With 3DS Verification, Card on File, Card on File With 3DS Verification, Card to Card Payments).
- **Other accepted payments:** Bank redirect and eWallets

**Supported Currencies:** 25 different significant currencies

**Approvals and Onboarding Time:** Complete the KYB application to activate your Rapyd account. 

**eCommerce Platform Integration:** Ecwid, Magento, Prestashop, Shopify, Wix, WooCommerce

### **6. Adyen **

Adyen is an omnichannel payment processing business that offers businesses different payment methods on a single platform. 

It is primarily a payment gateway service with point-of-sale systems that allow in-person transactions. It also features integrations for in-app or mobile payments.

**Pricing and Other Fees:**

**Setup fee:** Free

**Annual Fee:** None

**Monthly fee:** None

**Charges on refunds: **Information Available on request

**Commission per transaction: **

- 2.59% plus 49 cents for credit cards, debit cards, and digital wallets. 
- 3.49% plus 49 cents for Venmo (U.S. only), transactions in non-U.S. currency, or transactions outside the U.S. 
- 0.75% for ACH (maximum fee of $5). 

Discounts are available for enterprise businesses.

**Accepted Payment Methods:**

- **Credit/Debit cards:** Visa and MasterCard
- **Other accepted payments:** ACH Direct Debit, Affirm, PayPal, Afterpay, Zip, American Express, Apple Pay, Google Pay, Samsung Pay, Diners Club, Discover, Google Pay, JCB, Klarna, Paysafecard, and UnionPay

**Supported Currencies:** 30+ significant currencies.

**Approvals and Onboarding Time:** Within minutes

**eCommerce Platform Integration:** Shopware, Magento, Prestashop, Salesforce, Oracle, BigCommerce

### **7. Stripe**

The Stripe API suite powers online payment processing and commerce solutions for internet businesses of all sizes. Millions of companies, from small startups to major corporations, utilize Stripe's software and APIs to process payments, distribute payouts, and manage their online operations.

**Pricing and Other Fees:**

**Setup fee:** Free (Pay-as-you-go)  

**Annual Fee:** None

**Monthly fee:** None

**Charges on refunds:** Information Available on request

**Commission per transaction:** 2.9% + 30 cents per transaction

**Accepted Payment Methods:**

- **Credit/Debit cards:** Visa and MasterCard
- **Other accepted payments:** Alipay, Apple Pay, and Google Pay

**Supported Currencies:** 135+ currencies are supported by Stripe.

**Approvals and Onboarding Time:** 7 days

**eCommerce Platform Integration:** WooCommerce, Shopify, and other leading CMSs

### **8. Skrill**

Skrill is an online payment system that makes conducting payments and money transfers internationally simple and inexpensive. This one is one of the money transfer providers with the quickest expansion rate in Europe. With a London base, the business provides services to more than 30 countries and about 120,000 users.

**Pricing and Other Fees:**

**Setup fee:** Free

**Annual Fee:** None

**Monthly fee:** None

**Charges on refunds:** 0.49 EUR per transaction

**Commission per transaction:** 0.9% on Debit Card/Prepaid Card/Credit Card (VISA, Mastercard, Maestro) transactions and 0.5% on Rapid Transfer transactions.

**Accepted Payment Methods:**

- **Credit/Debit cards:** Visa, Maestro, and MasterCard
- **Other accepted payments:** Sofort, Giropay, and Neteller

**Supported Currencies:** Skrill supports 40+ different currencies.

**Approvals and Onboarding Time:** As soon as registration is approved.

**eCommerce Platform Integration:** Shopify, WooCommerce, and Wix

### **9. Monei**

Monei is one of the few payment systems where businesses can monitor offline and online sales reports from any device when customers use the mobile payment app to complete transactions. 

Companies using Monei can constantly monitor their real-time payment history at their fingertips. 

You can also use a single platform to accept and manage all standard and alternative payment methods, thanks to MONEI's payment technology. 

**Pricing and Other Fees:**

**Setup fee:** Dynamic pricing

**Annual Fee:** No**ne**

**Monthly fee:** None

**Charges on refunds: **Information Available on request

**Commission per transaction:** 0.15% to 1.19% + €0.24**·   **

**Accepted Payment Methods:**

- **Credit/Debit cards:** Visa and Mastercard
- **Other accepted payments:** Apple Pay, Google Pay, PayPal, Visa, Mastercard, Diners Club International, and Discover

**Supported Currencies:** EUR, USD, and GBP

**Approvals and Onboarding Time:** Immediate

**eCommerce Platform Integration:** Shopify, WooCommerce, Wix, Magento, PrestaShop, Spreedly, Shopify, and more.

### **10. Revolut**

Revolut is a digital substitute for traditional banking, providing a range of affordable options while still enabling you to have an account that is only accessible online and a related debit card. 

Revolut offers various financial services, including peer-to-peer payments, GBP and EUR bank accounts, debit cards, currency exchange, stock trading, and cryptocurrency exchange. 

**Pricing and Other Fees:**

**Setup fee:** Free first, with chargeable Grow, Scale, and Enterprise plans per your requirement.

**Annual Fee:** None

**Monthly fee:** None

**Charges on refunds: **Information Available on request

**Commission per transaction:** 1% + £0.20

**Accepted Payment Methods:**

- **Credit/Debit cards:** Visa and MasterCard
- **Other accepted payments:** Not available

**Supported Currencies:** Revolut supports 150 major currencies.

**Approvals and Onboarding Time: **Information Available on request

**eCommerce Platform Integration:** WooCommerce (WordPress), Prestashop (both 1.6 and 1.7), Magento 2, BigCommerce, OpenCart, and Shopify.

### **11. Paymill**

Paymill markets itself as one of the top European payment processing companies. Since it allows you to accept various payment methods, you can scale up and down on the fly.

The online platform relies heavily on security and standardization so that you can accept payments via different channels, including mobile, recurring payments, and online payments from various countries.

**Pricing and Other Fees:**

**Setup fee:** Free

**Annual Fee:** None

**Monthly fee:** None

**Charges on refunds:** Information Available on request

**Commission per transaction**: 

- 2.95% + 0.28 per transaction for credit/debit cards.
- 0.28% per transaction for PayPal-enabled transactions.

**Accepted Payment Methods:**

- **Credit/Debit cards:** VISA, VISA Electron, MasterCard, Maestro
- **Other accepted payments:** PayPal

**Supported Currencies:** Support for 100 currencies.

**Approvals and Onboarding Time:** Information Available on request

**eCommerce Platform Integration:** Information not available

### **12. Worldpay**

Worldpay, a payment processing platform, is owned and operated by FIS. It enables merchants to manage and collect payments from end customers. Its support for multiple currencies and easy-to-access online services makes it a well-recognized payment gateway.

**Pricing and Other Fees:**

**Setup fee:** Free

**Annual Fee:** None

**Monthly fee:** None

**Charges on refunds:** Information Available on request

**Commission per transaction**: Information Available on request

**Accepted Payment Methods:**

- **Credit/Debit cards:** Visa, American Express, Diners Club, Discover, JCB, MasterCard, Carte Bancaire, Mastercard, and Visa debit cards.
- **Other accepted payments:** PayPal

**Supported Currencies:** Support for 120 currencies

**Approvals and Onboarding Time:** Information Available on request

**eCommerce Platform Integration:** 

- commercetools
- Magento 2
- NetSuite
- SalesForce
- Shopify
- Vtex

## **Local Payment Gateways and the Complexities They Pose to the Businesses**

Local payment gateways in Hungary can be both a boon and a challenge for businesses operating there. Fragmentation and a lack of standardization across popular methods like bank transfers, cash on delivery, or online services can create challenges for companies needing to integrate multiple solutions into their website or store. 

Add this complexity with stringent laws around data protection regulations, anti-money laundering measures, and processing requirements that may be unfamiliar to new companies operating within the market - all while grappling with higher fees compared to other countries - Hungarian payments present quite an undertaking! 

Despite these challenges, Hungarian companies are not exempt from using local payment gateways: partnering with experienced providers that understand region-specific needs and weighing costs against benefits will ensure effective management over time.

## **How inai Helps You Integrate Multiple Payment Gateway Integrations in Hungary?**

inai, as an [aggregator platform](https://inai.io/revenue-optimization), benefits immensely from using different payment merchants and customers. After all, when you can integrate and manage 300+ international payment methods from one platform, why would you want to consider any other aggregator? 

At inai, we value ourselves for our services and our extensive global reach, which promises to provide your business with a lot of benefits and an edge over your competition. Our payment aggregation platform is a single, one-stop solution that integrates multiple platforms, providing a detailed analytical report on your payments and collections. 

Some additional benefits include the following:  

- Localized checkout benefits your business since customers can transact in their local currency.
- Customizable front-end CXO dashboards to align your brand with refund management requirements.
- Built-in Enterprise Grade security integrations to meet standards laid down by PCI-DSS and GDPR policies.

We value our business customer relationship and provide the best possible services to customers from different walks of life.

[![Expand globally with inai](https://inai.io/hs-fs/hubfs/CTA%20(18)%20(1).png?width=4068&height=1080&name=CTA%20(18)%20(1).png)](https://inai.io/demo)

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[Anta Pattabiraman](https://inai.io/blog/author/anta-pattabiraman)

 Anta Pattabiraman is the co-founder and CEO of Inai, a global payment stack simplifying native payments within a single integration. Over the last 5 years, he has worked with 200+ businesses ranging from SMEs to Bigtechs.

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  "author" : {
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  "dateModified" : "2023-07-26T09:10:56.084Z",
  "datePublished" : "2023-05-01T13:35:31.000Z",
  "headline" : "Top 12 Payment Gateways in Hungary That You Need To Know",
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