--- title: Top 11 Payment Gateways in Egypt that You Need to Know description: This articles showcases the 11 best payment gateways in Egypt and addresses payment gateway complexities within the Egyptian landscape. image: https://inai.io/hubfs/top-11-payment-gateways-in-egypt-that-you-need-to-know.jpeg --- [Skip to content](https://inai.io/blog/top-11-payment-gateways-in-egypt-that-you-need-to-know#main-content) [Webinar](https://inai.io/webinar/airlines-auth-rate) Strategies to optimize auth rates for the airlines - 07 Dec 2023 - 08:30 AM GMT [Register now](https://inai.io/webinar/airlines-auth-rate) Inai is now part of Chargebee! [Learn more](https://inai.io/a-new-chapter) [![inai logo - dark 1(1)](https://inai.io/hs-fs/hubfs/inai%20logo%20-%20dark%201(1).png?width=123&height=71&name=inai%20logo%20-%20dark%201(1).png) ![61d58b9a29606befe2395d4c_Mask Group](https://inai.io/hs-fs/hubfs/61d58b9a29606befe2395d4c_Mask%20Group.png?width=80&height=47&name=61d58b9a29606befe2395d4c_Mask%20Group.png)](https://www.inai.io/) - Our Solution Show submenu for Our Solution - [https://inai.io/hubfs/Observe-icon.svg Observe Observe](https://inai.io/revenue-optimization) - [https://inai.io/hubfs/OptimizeReconcile-1.svg Reconcile Reconcile](https://inai.io/reconciliation) - [https://inai.io/hubfs/Revive.svgReviveRevive](https://inai.io/revive) - [https://inai.io/hubfs/involutary%20churn%20logo.png Involuntary churn Involuntary churn](https://inai.io/involuntary-churn) - [https://inai.io/hubfs/payment-optimize.png Payment optimization Payment optimization](https://inai.io/revenue-optimization) - [https://www.inai.io/hubfs/Alerts-1.svg Alerts Alerts](https://inai.io/alerts) ![](https://inai.io/hubfs/Read%20everything%20payments.jpg) ### Read everything payments Explore our carefully curated blogs and articles for the latest insights in global fintech and payments [Find out more](https://inai.io/blog) - [Pricing](https://inai.io/pricing) - Learn Show submenu for Learn - [https://inai.io/hubfs/digital-content.svg Blog Blog](https://inai.io/blog) - [https://inai.io/hubfs/documentation.svgDocumentation Documentation](https://docs.inai.io/) - [https://inai.io/hubfs/faqs.svgFAQsFAQs](https://inai.io/faqs) - [https://inai.io/hubfs/Orchestrate.svgIntegrationIntegration](https://inai.io/integrations) - Company Show submenu for Company - [https://inai.io/hubfs/About.svg About us About us](https://inai.io/about) - [https://inai.io/hubfs/careers.svg Careers Careers](https://www.notion.so/inai/Job-Board-83509f377b1a41f3b2b2ef2499c57601) Open main navigation Close main navigation ![inai logo](https://inai.io/hubfs/inai%20logo%20-%20dark.png) - Our Solution Show submenu for Our Solution - [https://inai.io/hubfs/Observe-icon.svg Observe Observe](https://inai.io/revenue-optimization) - [https://inai.io/hubfs/OptimizeReconcile-1.svg Reconcile Reconcile](https://inai.io/reconciliation) - [https://inai.io/hubfs/Revive.svgReviveRevive](https://inai.io/revive) - [https://inai.io/hubfs/involutary%20churn%20logo.png Involuntary churn Involuntary churn](https://inai.io/involuntary-churn) - [https://inai.io/hubfs/payment-optimize.png Payment optimization Payment optimization](https://inai.io/revenue-optimization) - [https://www.inai.io/hubfs/Alerts-1.svg Alerts Alerts](https://inai.io/alerts) ![](https://inai.io/hubfs/Read%20everything%20payments.jpg) ### Read everything payments Explore our carefully curated blogs and articles for the latest insights in global fintech and payments [Find out more](https://inai.io/blog) - [Pricing](https://inai.io/pricing) - Learn Show submenu for Learn - [https://inai.io/hubfs/digital-content.svg Blog Blog](https://inai.io/blog) - [https://inai.io/hubfs/documentation.svgDocumentation Documentation](https://docs.inai.io/) - [https://inai.io/hubfs/faqs.svgFAQsFAQs](https://inai.io/faqs) - [https://inai.io/hubfs/Orchestrate.svgIntegrationIntegration](https://inai.io/integrations) - Company Show submenu for Company - [https://inai.io/hubfs/About.svg About us About us](https://inai.io/about) - [https://inai.io/hubfs/careers.svg Careers Careers](https://www.notion.so/inai/Job-Board-83509f377b1a41f3b2b2ef2499c57601) - [Sign up](https://ai.inai.io/sign-up#) Log in - [![](https://inai.io/hubfs/Observe-icon.svg)**Observe**Dashboard](http://ai.inai.io) - [![](https://inai.io/hubfs/OptimizeReconcile-1.svg)**Reconcile**Dashboard](http://ai.inai.io) - [![](https://inai.io/hubfs/Revive.svg)**Revive**Dashboard](http://ai.inai.io) [Payment Gateways](https://inai.io/blog/tag/payment-gateways) May 25, 2022 # Top 11 Payment Gateways in Egypt that You Need to Know ![Top 11 Payment Gateways in Egypt that You Need to Know](https://inai.io/hubfs/top-11-payment-gateways-in-egypt-that-you-need-to-know.jpeg) Recent studies infer an [89% rise in Egypt's digital payment system](https://dailynewsegypt.com/2022/03/28/776926/) use in 2022, while Egypt's [internet penetration stands at 35.6%](https://www.paymentwall.com/en/payment-methods/egypt). With a large section of the country's 90 million-strong population being less than 30 years of age, the government provides one of the world's largest eCommerce demographics.  The government encourages schools, banks, hospitals, and retail stores to subscribe to digital transaction services with the intent to normalize mobile money.  ## Current Payment Solution Landscape in Egypt The COVID 19 pandemic has been a significant motivator, leading users to rely on emerging FinTech solutions like digital banking and wallets.  In totality, there are three primary incentives for users who back this sentiment: - The benefit of physical distancing (pre and post-COVID) - Payment flexibility  - Ease of digital book-keeping Egypt intends to use this evolving FinTech revolution to recreate the success of the '[Takaful and Karama'](https://www.worldbank.org/en/news/feature/2018/11/15/the-story-of-takaful-and-karama-cash-transfer-program) social program so that a digitally secure and equitable digital payment ecosystem elevates Egypt as a successful economic model.  Egypt presents a staggering [$5,400,000,000 in online shopping market value](https://www.paymentwall.com/en/payment-methods/egypt), with a $479.42 average annual online spend. Moreover, a sound regulatory environment promises a 12% yearly market growth to allow several electronic payment gateway systems to increase rapidly.  ## Criteria to Look Out For Payment Gateways in Egypt Payment gateway providers offer customers a combination of a convenient UX, usage offers, and other incentives and perks. However, there are different criteria beyond these factors to help you ratify the best payment gateways in Egypt.  ### **1. Reliability** Digital payment gateways are responsible for conducting data transactions that contain highly confidential payment information and business information. Therefore, a payment gateway must pass the reliability test by offering users a secure digital payment system.  ### **2. Supported currencies** A multi-currency payment gateway helps businesses and customers conduct international commercial transactions seamlessly.  ### **3. Payment options** Companies cater to a variety of customers across varied geography. As a result, customers can facilitate a smooth payment process in their native currency without additional conversion charges.  Multiple payment options allow the customers to pay in flexible and novel ways via digital transactions. API integrations, widgets, and hosted secure payment pages give businesses different conversion methods as users want more convenient eCommerce/mCommerce options. Also read: "[Top 5 Payment Methods in Egypt That Your Business Needs To Know](https://inai.io/blog/top-payment-methods-in-egypt)" ### **4. Market integrations** Digital payment gateways offer optimized market integrations to optimize the onboarding process. As a result, users have to traverse a more condensed transaction flow during the checkout process. It also cuts down the development expenses for applications wishing to integrate a digital payment gateway. ### **5. Security ** Security is essential in any digital financial transaction, especially in Egypt. However, with the proliferation of viruses such as ClipBanker, only 28% of the present user ecosystem confessed faith in digital financial systems.  ### **6. Pricing and other fees** Payment gateway systems should be transparent with service charges and tariffs to gain consumers' trust. Users must always search for services that offer competitive onboarding and service charges based on currency and payment method. ## 11 best payment gateways in Egypt ![11 best payment gateways in Egypt](https://uploads-ssl.webflow.com/61f62aad49843be1a6b7717b/628de8ce29ac9dbce1f002ed_infographic-01.png%5B1%5D.jpg) ### **1) 2Checkout/Verifone** 2Checkout is a monetization platform that helps your business expand into domestic and international markets. 2Checkout's modular gateway design and availability across 180 countries help eCommerce businesses offer global tax and financial regulations compliant services. There are consistent transaction fees worldwide, while a 2% fee is levied on accepting payments from customers outside a business user/eCommerce provider's country.  **Setup fee** Non-enterprises users can sign-up for free, while small businesses selling digital products or services via subscription models can also benefit from this factor.  Custom pricing plans are available for enterprise businesses that want scalable payment gateway services. **Transactional fee** 1. For non-enterprise businesses 1. Global eCommerce- 3.5% + $0.35 2. Subscription-based services- 4.5% + $0.45 3. Global digital goods eCommerce- 6.0% + $0.60 4. Custom fees are levied based on sales volume for enterprise businesses **Annual fee** None **Accepted payment methods** The platform supports around 45 different payment methods, ranging from boilerplate debit/credit cards and PayPal to regional payment methods, online wallets, and payment methods local to other countries.  **Supported currencies** 200+ country-native currencies, including EGP, CAD, DOP, EUR, MXN, and USD. **Approvals and onboarding time** Seven business days **eCommerce platform integration** Ready! E-Commerce, wooCommerce, Shopify, and many more. ### **2) Paymob** Paymob is a digital payment facilitation software operative in the Middle East and Africa. The payment gateway creates a seamless user transaction experience across diverse eCommerce operations. Paymob caters to businesses for POS systems, digital wallets, mobile-synchronised cashless, and mass payout systems.  **Setup fee** Free **Transactional fee** The annual fee is 2.75%+3 EGP for local sales, startups, SMBs, and SMEs. Meanwhile, all enterprises and international sales charges are available on inquiry only. **Annual fee** None **Accepted payment methods** Paymob accepts all major credit and debit cards, mobile wallets, COD, loyalty points redemptions, instalments, and kiosk payments.  **Supported currencies** EGP, USD, and various native currencies of all major countries.  **Approvals and onboarding time** Instant approvals and onboarding **eCommerce platform integration** The platform recommends Shopify but integrates with just about any eCommerce CMS solution. ### 3) Payfort/Amazon Payment Services Payfort is a digital payment system acquired by Amazon Payment Systems. APS's services are available in eight Middle Eastern countries, including Egypt.  **Setup fee** 1200 EGP **Transactional fee** For transactions less than EGP 600,000, users pay 2.75% + EGP 2.5. There is a management fee of an additional 650 EGP. Various instalment payment options are available to customers wherein they have to pay EGP 5 per transaction.  On the contrary, lending payments from customers cost 1.5% + EGP 2.5/transaction. There are customised plans for transactions above EGP 600,000, available upon request. **Annual fee** None **Accepted payment methods** There are 18 leading currencies, including eight different Middle-Eastern currencies. **Supported currencies** EGP, USD, and various native currencies of all major countries.  **Approvals and onboarding time** Immediate onboarding within an hour of registration **eCommerce platform integration** APS connects with all leading eCommerce platform integrations ### 4) Paymentwall Paymentwall touts itself as an all-in-one payment solution for ambitious merchants, as it renders a digital payment solution for all.  **Setup fee** Free for users **Annual fee** USD 1200 **Transactional fee** Eu Cards - 2.1% + €0.25 Non Eu Cards - 3.9% + $0.30 1% Cross border **Accepted payment methods** eWallets, mobile and land-line payments, payment kiosks, prepaid cards, debit cards, bank transfers, payment kiosks, and more. **Supported currencies** The platform supports 150 currencies, catering to its current list of serviced countries.  **Approvals and onboarding time** The onboarding process is spread over three days.  **eCommerce platform integration** Shopify, WooCommerce, Magento, and other leading eCommerce platforms can be integrated with the platform. ### 5) PayPal PayPal needs little introduction, as it has served as the default digital payment gateway for numerous eCommerce services and individual customers for over a decade.  PayPal is one of the few payment gateway services known across the globe as it provides transactions in every imaginable currency with competitive transaction fees. **Setup fee** Free **Transactional fee** - 2.9% + $0.30 for domestic transactions - 4.4% + a fixed fee depending on the location of the business user **Annual fee** None **Accepted payment methods** eWallets, mobile, debit/credit cards, COD, and every other commonly accept payments system  **Supported currencies** EGP, AUD, CAD, CZK, EUR, and other native currencies **Approvals and onboarding time** Immediate, following a one-time flow **eCommerce platform integration** PrestaShop, Shopify, Etsy, WooCommerce, OpenCart, Magento, BigCommerce, and CS-Cart, among other leading eCommerce services.  ### 6) Vapulus  Vapulus is another unique service that uses machine learning and data science to optimise user transactions. In addition, it supports favoured payment gateways and offers lower network fees, each of which is customised to meet business needs.  **Setup fee** Free **Annual fee** None **Transactional fee** Free **Accepted payment methods** The platform accepts credit cards, debit cards, and e-cheques. **Supported currencies** Globally supports and accepts all currencies. **Approvals and onboarding time** Immediate onboarding and verification **eCommerce platform integration** Offers integrations for Squarespace, Shopify, Selz, and WooCommerce ### 7) Fawry Pay Fawry Pay is a novel payment gateway solution that supports online, in-app payments, payment terminals, and POS terminals for Egyptian services.  It supports 105,000 merchant locations across Egypt and offers digital payment processing services.  **Setup fee** A free trial followed by a charge of 999 EGP **Transactional fee** 2.75% transaction fee + 3.00 EGP processing fee for all transactions **Annual fee** None **Accepted payment methods** The platform accepts cash, credit/debit, and other online mobile banking solutions like FawryPay, OneCard, etc.  **Supported currencies** Globally supports and accepts all currencies. **Approvals and onboarding time** Immediate onboarding and verification **eCommerce platform integration** eOffers integrations for Shopify, WooCommerce, and other common platforms.  ### 8) Pay Tabs Pay Tabs provides an award-winning patent gateway service, a one-stop solution for eCom services, startups, web-only stores, and enterprise businesses.  **Setup fee** Free to setup **Transactional fee** 2.85% + $0.27 per transaction for trades below $2000 Custom enterprise plan fee for sales with monthly volume > $50000 **Annual fee** $49.99 per month for trades above $2000 **Accepted payment methods** American Express, MasterCard, Visa, Mada, STC Pay, OmanNet, and more **Supported currencies** AED, USD, EUR, GBP, OMR, KWD, EGP, USD, EUR, GBP **Approvals and onboarding time** Immediate onboarding and verification **eCommerce platform integration** Shopify, WooCommerce, Magento, PrestaShop, CS.Cart, OpenCart, Drupal Commerce, Zvenda, and more ### 9) Tap Tap is a Kuwait-based payment gateway service that has revolutionized digital transactions in the Middle East. Currently, it supports over 1000 businesses, including MNCs.  **Setup fee** Free to setup **Transactional fee** Free **Annual fee** Free **Accepted payment methods** KNET, Visa, & MasterCard, and other standard methods **Supported currencies** EUR, GBP, KWD, OMR, QAR, SAR, USD, AED, BHD, EGP **Approvals and onboarding time** 1.28 minutes  **eCommerce platform integration** WordPress, OpenCart, PrestaShop, Magento, and Shopify ### 10) Myfatoorah MyFatoorah is a payment solution that offers a digital transaction gateway for Middle Eastern nations.  It serves as an invoicing solution, POS payment solution, GCC cards solution, KIF solution, and DHL logistics solution.  **Setup fee** Free to setup **Transactional fee** 2% for Kent payments  3.5% for credit cards **Annual fee** None **Accepted payment methods** KNET, VISA/MasterCard, American express, Sadad, Benefit, MASA, Debit Cards UAE, NAPS Qatar, Apple Pay, VISA/Mastercard Saudi, VISA/Master MADA, VISA/Master Qatar **Supported currencies** KD, KWD SAR; BD, BHD, and AED. **Approvals and onboarding time** Immediate onboarding and verification **eCommerce platform integration** Direct Payment API and website/app gateway integration with any eCommerce CMS framework use script languages like .Net, PHP, and Java.  ### 11) Paysky Paysky is a unified payment gateway solution specifically targeted at banks and FinTechs. It helps financial institutions build custom user experiences for individual digital financial services.  **Setup fee** One time fee of $50  **Annual fee** The platform's pay-per-feature model is apt for OMNI gateways, invoice clouds, PayBox for mini-POS systems, Smart Box for mobile POS, Pay Code for QR, and Virtual POS.   **Accepted payment methods** ACH, Debit/Credit Card, Electronic Signature, In-Person, Mobile, Online Payments Point of Sale (POS), Recurring/Subscription Billing, Reporting/Analytics **Supported currencies** Multi-currency payment  **Approvals and onboarding time** Immediate onboarding and verification **eCommerce platform integration** WooCommerce recommended ## Local payment gateways and the rising complexities for businesses The Egyptian government supports financial inclusivity and equity by waiving fees and increasing e-wallet limits to promote non-traditional and decentralized transactions. They have passed favourable regulations mandating electronic payments above EGP100,000 ($5,611.67) and levying a 10% penalty on the payment value for failure. Many businesses are in disarray about choosing an exemplary payment gateway service. As a result, they resort to multiple payment gateway solutions that prove more challenging on the management and budget to enhance customer conversions. ## How inai helps you address multiple payment gateway integrations in Egypt? Service providers can take advantage of these favorable market conditions for eCommerce in Egypt with inai. [inai](https://inai.io/revenue-optimization) lets you facilitate one-click digital payment gateway integration with no-code setup and a secure checkout process. We guarantee a 12% update in conversions as your customers enjoy seamless digital transactions across all payment systems. In addition, with a rapid onboarding and no-tech payment setup, you can immediately give your customers a lightning-fast payout experience. [![Integrate payment gateways in Egypt](https://uploads-ssl.webflow.com/61f62aad49843be1a6b7717b/628de9009152cff19b248663_cta-01%5B1%5D.png)](https://www.inai.io/demo) ### Subscribe to our newsletter to get the latest updates ### **Ready to get started? Create an account today** ![Picture of Anta Pattabiraman](https://inai.io/hs-fs/hubfs/61f773e45259c0183174da05_Headhosts_Anta.png?width=150&name=61f773e45259c0183174da05_Headhosts_Anta.png) [Anta Pattabiraman](https://inai.io/blog/author/anta-pattabiraman) Anta Pattabiraman is the co-founder and CEO of Inai, a global payment stack simplifying native payments within a single integration. Over the last 5 years, he has worked with 200+ businesses ranging from SMEs to Bigtechs. ## Related posts [![](https://inai.io/hs-fs/hubfs/Header%20-%20Top%2010%20Payment%20Gateways%20in%20the%20USA.png?height=400&name=Header%20-%20Top%2010%20Payment%20Gateways%20in%20the%20USA.png)](https://inai.io/blog/top-10-payment-gateways-in-the-usa) [Payment Gateways](https://inai.io/blog/tag/payment-gateways) ## [Top 10 Payment Gateways in USA You Need to Know](https://inai.io/blog/top-10-payment-gateways-in-the-usa) ![Picture of Anta Pattabiraman](https://inai.io/hs-fs/hubfs/61f773e45259c0183174da05_Headhosts_Anta.png?width=50&name=61f773e45259c0183174da05_Headhosts_Anta.png) [Anta Pattabiraman](https://inai.io/blog/author/anta-pattabiraman) Apr 27, 2023 6:48:34 PM [Read more](https://inai.io/blog/top-10-payment-gateways-in-the-usa) [![Top 12 Payment Gateways in the Philippines That You Need To Know About](https://inai.io/hs-fs/hubfs/top-12-payment-gateways-in-the-philippines-that-you-need-to-know-about.jpeg?height=400&name=top-12-payment-gateways-in-the-philippines-that-you-need-to-know-about.jpeg)](https://inai.io/blog/top-12-payment-gateways-in-the-philippines-that-you-need-to-know-about) [Payment Gateways](https://inai.io/blog/tag/payment-gateways) ## [Top 12 Payment Gateways in the Philippines That You Need To Know About](https://inai.io/blog/top-12-payment-gateways-in-the-philippines-that-you-need-to-know-about) ![Picture of Anta Pattabiraman](https://inai.io/hs-fs/hubfs/61f773e45259c0183174da05_Headhosts_Anta.png?width=50&name=61f773e45259c0183174da05_Headhosts_Anta.png) [Anta Pattabiraman](https://inai.io/blog/author/anta-pattabiraman) Apr 4, 2022 5:23:00 PM [Read more](https://inai.io/blog/top-12-payment-gateways-in-the-philippines-that-you-need-to-know-about) [![Top 5 Payment Gateways in Qatar That Your Business Need To Know](https://inai.io/hs-fs/hubfs/Header%20-%20Payment%20Gateways%20in%20Qatar%20(1).png?height=400&name=Header%20-%20Payment%20Gateways%20in%20Qatar%20(1).png)](https://inai.io/blog/top-5-payment-gateways-in-qatar) [Payment Gateways](https://inai.io/blog/tag/payment-gateways) ## [Top 5 Payment Gateways in Qatar That Your Business Need To Know](https://inai.io/blog/top-5-payment-gateways-in-qatar) ![Picture of Anta Pattabiraman](https://inai.io/hs-fs/hubfs/61f773e45259c0183174da05_Headhosts_Anta.png?width=50&name=61f773e45259c0183174da05_Headhosts_Anta.png) [Anta Pattabiraman](https://inai.io/blog/author/anta-pattabiraman) Dec 28, 2022 1:55:20 PM [Read more](https://inai.io/blog/top-5-payment-gateways-in-qatar) ##### PRODUCTS - [Observe](https://inai.io/revenue-optimization) - [Reconcile](https://inai.io/reconciliation) - [Revive](https://inai.io/revive) ##### RESOURCE - [Blog](https://inai.io/blog) - [Ebook](https://inai.io/ebook) - [Guide](https://inai.io/guide) - [Comic strip](https://inai.io/comic-strip) ##### COMPANY - [Contact Us](https://inai.io/contact-us) - [Documentaton](https://docs.inai.io/docs) - [Careers](https://www.notion.so/Job-Board-83509f377b1a41f3b2b2ef2499c57601) ##### LEGAL - [Terms & Conditions](https://inai.io/terms-and-conditions) - [Privacy policy](https://inai.io/privacy-policy) - [Security](https://inai.io/security) --- ![inai logo - dark 1(1)](https://inai.io/hs-fs/hubfs/inai%20logo%20-%20dark%201(1).png?width=123&name=inai%20logo%20-%20dark%201(1).png "inai logo - dark 1(1)") [Follow us on LinkedIn](https://www.linkedin.com/company/inai-in/mycompany/) [Follow us on Twitter](https://twitter.com/inaitech) [facebook-f icon](https://www.facebook.com/inaitech/) ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Anta Pattabiraman", "url" : "https://inai.io/blog/author/anta-pattabiraman" }, "dateModified" : "2023-07-26T06:59:36.260Z", "datePublished" : "2022-05-25T11:12:00.000Z", "headline" : "Top 11 Payment Gateways in Egypt that You Need to Know", "image" : [ "https://inai.io/hubfs/top-11-payment-gateways-in-egypt-that-you-need-to-know.jpeg" ], "mainEntityOfPage" : { "@id" : "https://inai.io/blog/top-11-payment-gateways-in-egypt-that-you-need-to-know", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://inai.io/hubfs/inai_logo_horizontal_black-2.png" }, "name" : "inai Technologies C.o." } } ```