---
title: All-in-one payment platform for global businesses | inai
description: Seamlessly integrate with multiple PSPs through a single API to collect, payout, optimize, reconcile, and automate your payment operations.
---

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[Webinar](https://inai.io/webinar/airlines-auth-rate?hsLang=en)

Strategies to optimize auth rates for the airlines

- 07 Dec 2023
- 08:30 AM GMT

[Register now](https://inai.io/webinar/airlines-auth-rate?hsLang=en)

Inai is now part of Chargebee!

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# Automate payment optimization without code. Automate payment reconciliation without code. Recover Revenue, Reduce Involuntary Churn.

Improve auth rates and get real time visibility on payments. Seamlessly connect to payment vendors and reconcile you transactions. Turn failed payments into revenue and reduce churn with smart, ML-driven retry strategies.

 Talk to Sales

![](https://inai.io/hubfs/Group%201000005818.svg) ![](https://inai.io/hubfs/Group%201000005812.svg) ![](https://inai.io/hubfs/Analysis(1).svg) ![](https://inai.io/hubfs/Group%201000005819.svg) ![](https://inai.io/hubfs/Group%201000005818.svg) ![](https://inai.io/hubfs/Group%201000005818.svg)

![](https://inai.io/hubfs/Group%201000005817.svg) ![](https://inai.io/hubfs/Group%201000005813.svg) ![](https://inai.io/hubfs/credit-card.svg) ![](https://inai.io/hubfs/Group%201000005818.svg) ![](https://inai.io/hubfs/Group-1.svg) ![](https://inai.io/hubfs/Group%201000005818.svg) ![](https://inai.io/hubfs/Group%201000005818.svg)

![](https://inai.io/hubfs/Group%201000005820.svg) ![](https://inai.io/hubfs/Group%201000005815.svg) ![](https://inai.io/hubfs/opp.svg) ![](https://inai.io/hubfs/Group%201000005818.svg) ![](https://inai.io/hubfs/Group%201000005818.svg) ![](https://inai.io/hubfs/Group%201000005818.svg)

### Trusted by the best companies in the world

![Digistore](https://inai.io/hs-fs/hubfs/Digistore-24-logo.webp?length=136&name=Digistore-24-logo.webp)

![Gymshark](https://inai.io/hs-fs/hubfs/Gymshark.png?length=160&name=Gymshark.png)

![new-look](https://inai.io/hubfs/new-look.svg)

![Wolfson](https://inai.io/hs-fs/hubfs/Wolfson.png?length=150&name=Wolfson.png)

![Zetwerk](https://inai.io/hs-fs/hubfs/Zetwerk.png?length=194&name=Zetwerk.png)

![Upgrad](https://inai.io/hs-fs/hubfs/Upgrad-2.png?length=125&name=Upgrad-2.png)

![chalo](https://inai.io/hs-fs/hubfs/chalo-Sep-12-2023-05-56-51-8999-PM.png?length=100&name=chalo-Sep-12-2023-05-56-51-8999-PM.png)

![boden_logo_green](https://inai.io/hubfs/boden_logo_green.svg)

![cover_fill_Huel_Logo_large_5_7ed55590-35a9-4c2c-9aa2-02af266ae92b (1)](https://inai.io/hs-fs/hubfs/cover_fill_Huel_Logo_large_5_7ed55590-35a9-4c2c-9aa2-02af266ae92b%20(1).png?length=94&name=cover_fill_Huel_Logo_large_5_7ed55590-35a9-4c2c-9aa2-02af266ae92b%20(1).png)

## Why We Exist

###### **Problem**

### Failed Payments Leading to Revenue Loss

Missed payments can have a significant impact on your revenue and customer retention. Many businesses struggle with high failure rates due to expired cards, insufficient funds, or payment gateway errors.

![istockphoto-1285433012-612x612](https://inai.io/hs-fs/hubfs/istockphoto-1285433012-612x612.jpg?width=612&height=516&name=istockphoto-1285433012-612x612.jpg "istockphoto-1285433012-612x612")

###### **How inai Helps**

Our machine-learning-driven retry strategies recover failed payments, turning missed transactions into revenue, reducing churn, and boosting customer retention.

 Book a Demo

###### **Problem**

### Lack of Payment Stack Visibility

Without clear insights into your payment performance, identifying issues like high decline rates or inefficiencies in your payment stack becomes difficult, leading to lost opportunities for optimization.

![Lack of Payment Stack Visibility](https://inai.io/hs-fs/hubfs/Lack%20of%20Payment%20Stack%20Visibility.png?width=180&height=133&name=Lack%20of%20Payment%20Stack%20Visibility.png "Lack of Payment Stack Visibility")

###### **How inai Helps**

Our observability platform gives you deep insights into your entire payment ecosystem, helping you uncover hidden opportunities to improve transaction success rates and optimize payment routing.

 Book a Demo

###### **Problem**

### Complex, Time-Consuming Reconciliation

Manual reconciliation processes are prone to errors and inefficiencies. Discrepancies across payment service providers and fees can lead to unnecessary losses and operational overhead.

![Complex, Time-Consuming Reconciliation](https://inai.io/hs-fs/hubfs/Complex%2c%20Time-Consuming%20Reconciliation.png?width=390&height=260&name=Complex%2c%20Time-Consuming%20Reconciliation.png "Complex, Time-Consuming Reconciliation")

###### **How inai Helps**

With inai’s automated reconciliation, you can streamline the process, reduce human errors, and optimize payment fees, saving time and improving your bottom line.

 Book a Demo

![Failed payments](https://inai.io/hs-fs/hubfs/Failed%20payments.jpg?width=458&height=360&name=Failed%20payments.jpg)

Failed Payments Leading to Revenue Loss

Missed payments can have a significant impact on your revenue and customer retention. Many businesses struggle with high failure rates due to expired cards, insufficient funds, or payment gateway errors.

**How inai Helps:**  
Our machine-learning-driven retry strategies recover failed payments, turning missed transactions into revenue, reducing churn, and boosting customer retention.

 Book a Demo

![Lack of Payment Stack Visibility](https://inai.io/hs-fs/hubfs/Lack%20of%20Payment%20Stack%20Visibility.png?width=232&height=172&name=Lack%20of%20Payment%20Stack%20Visibility.png)

Lack of Payment Stack Visibility

Without clear insights into your payment performance, identifying issues like high decline rates or inefficiencies in your payment stack becomes difficult, leading to lost opportunities for optimization.

**How inai Helps:**  
Our observability platform gives you deep insights into your entire payment ecosystem, helping you uncover hidden opportunities to improve transaction success rates and optimize payment routing.

 Book a Demo

![Complex, Time-Consuming Reconciliation](https://inai.io/hs-fs/hubfs/Complex%2c%20Time-Consuming%20Reconciliation.png?width=390&height=260&name=Complex%2c%20Time-Consuming%20Reconciliation.png)

Complex, Time-Consuming Reconciliation

Manual reconciliation processes are prone to errors and inefficiencies. Discrepancies across payment service providers and fees can lead to unnecessary losses and operational overhead.

**How inai Helps:**  
With inai’s automated reconciliation, you can streamline the process, reduce human errors, and optimize payment fees, saving time and improving your bottom line.

 Book a Demo

![“](https://inai.io/hubfs/%E2%80%9C.png "“")

inai has helped us in scaling our payments internationally. They have helped in providing a superior experience in payments over what existed in the industry - their vaulting service helped in offering a much better experience for our customers than what was available in the market.  The product has helped save weeks/ months of developer time in integration and helped future-proof our payment stack.

Scaling from one country to another was reduced to button clicks. Their solution was fairly straightforward to integrate, and the team was very responsive.

![Anirudh](https://inai.io/hs-fs/hubfs/Anirudh(1).png?width=200&name=Anirudh(1).png "Anirudh")

### AnirudhDirector for Strategic Partnerships and Alliances.

![zoomcar](https://inai.io/hs-fs/hubfs/zoomcar_owler_20181128_091331_original.png?width=150&height=39&name=zoomcar_owler_20181128_091331_original.png "zoomcar")

## Improve your authorization rates

- Leverage adaptive routing to optimize auth rates and fees
- Offer localized checkout experiences with a standardized checkout flow
- Derive insights from your payments data to optimize

[Talk to sales](https://inai.io/contact-us?hsLang=en)

## Our Product Suite

- [Observe](https://inai.io/yy#Observe)
- [Reconcile](https://inai.io/yy#Reconcile)
- [Revive](https://inai.io/yy#Revive)

Observe

## Leverage your payments data into actionable insights

Get in-depth observability on your payment stack and uncover hidden opportunities with AI-based recommendations.

- No integration required!

[Know more](https://inai.io/revenue-optimization?hsLang=en)

Reconcile

## Automate your end-to-end payment reconciliation

Get transaction-level reconciliation information and flag discrepancies. Gain granular visibility on all payment fees and uncover opportunities to reduce fees.

- No integration required!

[Know more](https://inai.io/reconciliation?hsLang=en)

Revive

## Enterprise-grade payment recovery platform for growing merchants

Revive empowers growing merchants to recover lost revenue from failed payments with intelligent, machine-learning-driven retry strategies. Reduce churn, retain more customers, and maximize your revenue potential with minimal effort.

- One API
- One day integration
- No coding required!

[Know more](https://inai.io/revive?hsLang=en)

![Revive-Dashboard](https://inai.io/hs-fs/hubfs/Revive-Dashboard.png?width=1693&height=1839&name=Revive-Dashboard.png)

## Security and Compliance You Can Trust

**No PII needed**  
Only what's necessary for PSP compliance, ensuring top-tier privacy.

**Enterprise-Grade Security**  
Stay protected with end-to-end encryption and globally recognized compliance standards.

![SOC2 Type2](https://inai.io/hubfs/SOC2%20Type2.png)

**SOC2 Type2**

![ISO 27001-1](https://inai.io/hubfs/ISO%2027001-1.png)

**ISO 27001**

![PCI-DSS](https://inai.io/hubfs/PCI-DSS.png)

**PCI-DSS**

![GDPR (2)](https://inai.io/hubfs/GDPR%20(2).png)

**GDPR**

[Know More](https://inai.io/security?hsLang=en)

## Why Choose inai?

![ecosystem(1)](https://inai.io/hs-fs/hubfs/ecosystem(1).png?width=150&height=150&name=ecosystem(1).png)

Whether it's failed payment recovery with Revive, end-to-end reconciliation with Reconcile, or deep payment insights with Observe, inai offers an all-in-one solution to optimize every aspect of your payment operations.

![integration](https://inai.io/hs-fs/hubfs/integration.png?width=150&height=150&name=integration.png)

With inai, there’s no need to wait for engineering support or complex system changes. Our tools integrate seamlessly with your payment processor in just minutes, without code.

![data-driven(1)](https://inai.io/hs-fs/hubfs/data-driven(1).png?width=150&height=150&name=data-driven(1).png)

Unlock your revenue potential with advanced ML-driven strategies that analyze over 300+ data dimensions. Our tailored algorithms recover 5-15% more ARR and pinpoint inefficiencies in fees and approval rates.

![Proven Success Across Industries](https://inai.io/hs-fs/hubfs/Proven%20Success%20Across%20Industries.png?width=150&height=139&name=Proven%20Success%20Across%20Industries.png)

Trusted by leading brands around the globe, inai's solutions have helped businesses reduce churn, optimize payments, and recover lost revenue—all with the most flexible pricing model, tailored to your business needs.

### Complete Payment Ecosystem Control

### No Integration Hassle

### Machine Learning & Data-Driven Optimization

### Proven Success Across Industries

[Book a Demo Now](https://inai.io/demo?hsLang=en)

## Backed by the best

inai was founded by repeat entrepreneurs who faced this problem first-hand. We   
have been backed by some of the most bankable investors in the world:

![y combinator](https://inai.io/hubfs/image%2021.svg)

Y Combinator

![uncommon capital](https://inai.io/hubfs/image%2023.svg)

Uncommon Capital

![Squareone](https://inai.io/hs-fs/hubfs/1669806622376-1.jpg?length=200&name=1669806622376-1.jpg)

SquareOne

![9unicorns](https://inai.io/hubfs/image%2025.svg)

9Unicorns

![soma capitals](https://inai.io/hubfs/image%2024.svg)

Soma Capital

![Kearny Jackson](https://inai.io/hubfs/image%2020.svg)

Kearny Jackson

---

#### With founders and executives from:

![image 29](https://inai.io/hubfs/image%2029.svg)

Comply Advantage

![image 28](https://inai.io/hubfs/image%2028.svg)

Rocketplace

![image 27](https://inai.io/hubfs/image%2027.svg)

Amex Ventures

![image 26](https://inai.io/hubfs/image%2026.svg)

GoCardless

## Featured Resources

[![Bold Black Friday text with red and black gradient background, showcasing payment strategies and opportunities with Observe.](https://inai.io/hs-fs/hubfs/Bold%20Black%20Friday%20text%20with%20red%20and%20black%20gradient%20background%2c%20showcasing%20payment%20strategies%20and%20opportunities%20with%20Observe%20(1).png?height=700&name=Bold%20Black%20Friday%20text%20with%20red%20and%20black%20gradient%20background%2c%20showcasing%20payment%20strategies%20and%20opportunities%20with%20Observe%20(1).png)](https://inai.io/blog/navigating-black-friday-and-cyber-monday-with-inai-observe?hsLang=en)

## [Navigating Black Friday and Cyber Monday with inai Observe: Real-Time Insights for a Seamless Holiday Sales Season](https://inai.io/blog/navigating-black-friday-and-cyber-monday-with-inai-observe?hsLang=en)

As the holiday season nears, the annual excitement for Black Friday and Cyber Monday is building. Shoppers eagerly await discounts, while businesses brace for one of the busiest—and most...

[![top 5 shopify paymetns common error codes and how to fix it](https://inai.io/hs-fs/hubfs/common%20error.png?height=700&name=common%20error.png)](https://inai.io/blog/top-5-shopify-payments-common-error-codes?hsLang=en)

## [Top 5 Shopify Payments Common Error Codes, And Here’s How To Fix Them](https://inai.io/blog/top-5-shopify-payments-common-error-codes?hsLang=en)

Shopify is one of the largest eCommerce platforms globally, which makes it one of the most fascinating online website development platforms.

[![](https://inai.io/hs-fs/hubfs/What%20Are%20the%20Top%20Ways%20to%20Identify%20and%20Reduce%20Interchange%20Downgrade_.png?height=700&name=What%20Are%20the%20Top%20Ways%20to%20Identify%20and%20Reduce%20Interchange%20Downgrade_.png)](https://inai.io/blog/what-are-the-top-ways-to-identify-and-reduce-interchange-downgrade?hsLang=en)

## [What Are the Top Ways to Identify and Reduce Interchange Downgrade?](https://inai.io/blog/what-are-the-top-ways-to-identify-and-reduce-interchange-downgrade?hsLang=en)

Interchange refers to the fee debit and card companies charge to process a transaction. The associated rates vary and depend on several factors. Some common influencing factors include:

[![](https://inai.io/hs-fs/hubfs/6%20Top%20Most%20Important%20KPIs%20for%20Subscription%20Merchants-1.png?height=700&name=6%20Top%20Most%20Important%20KPIs%20for%20Subscription%20Merchants-1.png)](https://inai.io/blog/6-top-most-important-kpis-for-subscription-merchants?hsLang=en)

## [6 Top Most Important KPIs for Subscription Merchants](https://inai.io/blog/6-top-most-important-kpis-for-subscription-merchants?hsLang=en)

Subscription business models are not just a passing trend but a proven method of securing recurring revenue for businesses. They offer many benefits, such as customer loyalty and predictable cash...

[![Involuntary Churn](https://inai.io/hs-fs/hubfs/Header%20-%20What%20Is%20Involuntary%20Churn%20and%20How%20to%20Reduce%20It_-1.png?height=700&name=Header%20-%20What%20Is%20Involuntary%20Churn%20and%20How%20to%20Reduce%20It_-1.png)](https://inai.io/blog/what-is-involuntary-churn-and-how-to-reduce-it?hsLang=en)

## [What Is Involuntary Churn and How to Reduce It?](https://inai.io/blog/what-is-involuntary-churn-and-how-to-reduce-it?hsLang=en)

Customer churns are hard to ignore when they directly impact your business’s bottom line. Retaining old customers is costly, as it exceeds the costs of acquiring new customers.

[![Top 5 Ways to Optimize Your Payment Retry Strategies](https://inai.io/hs-fs/hubfs/Top%205%20Ways%20to%20Optimize%20Your%20Payment%20Retry%20Strategies.png?height=700&name=Top%205%20Ways%20to%20Optimize%20Your%20Payment%20Retry%20Strategies.png)](https://inai.io/blog/top-5-ways-to-optimize-your-payment-retry-strategies?hsLang=en)

## [Top 5 Ways to Optimize Your Payment Retry Strategies](https://inai.io/blog/top-5-ways-to-optimize-your-payment-retry-strategies?hsLang=en)

As of July 2021, 1.12 billion credit cards were circulated within the United States, while the global volume stood at 2.9 billion. An average of 15% of recurring payments are regularly declined,...

[View all](https://inai.io/blog?hsLang=en)

## Frequently Asked Questions 

 Which security compliances does inai comply with?

inai’s security measures exceed industry standards for data protection and security. We are PCI DSS level-1, Soc II, GDPR, and ISO 27001 compliant.

Click [here](https://inai.io/trust-centre?hsLang=en) to view our trust centre.

 Does inai collect non-payment data from Payment Service Providers (PSPs)?

inai does not control what data is sent to us, as we simply receive a copy of all data sent to your PSPs.  You have the option not to provide this information to your PSPs and therefore inai. If this information is given to your payment provider and we receive it, we won't store it in our databases. When you input the keys to connect with the payment service provider, we specifically ask for your consent to capture your users' non-payment data.

 What types of payment data are collected from Payment Service Providers (PSPs)?

inai receives information on the payment provider, payment method, and associated details such as card brand, expiry date, and the first 6 or 8 digits of the card number, which can be used to provide BIN-level insights on your payment KPIs.

[Read all the FAQs](https://inai.io/faqs?hsLang=en)

#### Ready to get started? Create an account today.

##### PRODUCTS

- [Observe](https://inai.io/revenue-optimization)
- [Reconcile](https://inai.io/reconciliation)
- [Revive](https://inai.io/revive)

##### RESOURCE

- [Blog](https://inai.io/blog)
- [Ebook](https://inai.io/ebook)
- [Guide](https://inai.io/guide)
- [Comic strip](https://inai.io/comic-strip)

##### COMPANY

- [Contact Us](https://inai.io/contact-us)
- [Documentaton](https://docs.inai.io/docs)
- [Careers](https://www.notion.so/Job-Board-83509f377b1a41f3b2b2ef2499c57601)

##### LEGAL

- [Terms & Conditions](https://inai.io/terms-and-conditions)
- [Privacy policy](https://inai.io/privacy-policy)
- [Security](https://inai.io/security)

---

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